FinFlow — Restaurant & Retail OS

Euro transition

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Bulgarian SME Demo Dataset (Зареди Демо Данни)

Ready

Populates all 15 operational & statutory layers: Stara Sofia 2026 (HoReCa), E-Shop Moda BG (E-Commerce), and Audit & Consult BG (Auditor).

Kitchen display

↑ ↓ to move, Enter to open, Esc to close

📱 Smart QR Menu & Instant Table/Shop Ordering (Table T-04)

Every order automatically depletes recipe BOM ingredients from Storage and books a 3-leg double-entry journal via Stripe / myPOS / PayPal!

Menu Content Locale:

Margins, recipe costs and supplier prices

📊 Real-Time Financial & COGS Visualizations (SVG Dynamic Charts)

30-Day Revenue Trend, Margin Donut Breakdown & Supplier Price Creep Curve

Live Vector Telemetry

📈 30-Day Gross Revenue & Trend (€)

🍩 Revenue Allocation & Margin Donut

● Margin 62% ● COGS 28% ● Shrink 10%

📉 Supplier Price Creep Trendline (€/kg)

⚠️ Auto-email negotiation ready in Tab 6.

📈 Daily Product Net Profit, Margin & Remaining Portions

Real-Time

Product / Dish	Units Sold	Net Revenue (€)	Recipe COGS (€)	Net Profit & Remaining

📦 Storage (Warehouse Stock) & SmartWaste Flash-Promo

Ingredient / SKU	On Hand	Avg Cost (€)	Reorder Threshold	Status

📸 #2 MarginPlate: Scan Supplier Delivery Note / Invoice

Detects >5% Supplier Price Creep

Supplier EIK / Tax ID

Invoice / Note #

Stock SKU

Quantity Delivered

Net Unit Price (€)

🤖

Telegram Bot Live Receipt Ingestion & Proactive Alert Simulator

Direct Telegram Webhook • Fiscal QR (Н-18) & Gemini Vision OCR • Interactive Inline Buttons • Push Nudges

@FinFlowBgBot (Live Engine)

Telegram Chat ID

Sender (Owner / Manager)

Bulgarian Fiscal Receipt QR Payload or Supplier Invoice text:

Proactive Push Alert Triggers (Simulate Bot Nudges):

Telegram Client Live View (Чат с Бот):

🤖 Готов за получаване на снимки на касови бележки и фактури през Telegram... Натиснете бутона вляво за симулация.

🛒 E-Commerce & Storefront Webhook Sandbox (Shopify / WooCommerce / CloudCart / eMAG)

Live Stock Depletion + PPP Waybills + Annex 38 XML

Test incoming orders from your online store. FinFlow automatically normalizes the order, deducts warehouse inventory, creates an Econt/Speedy courier waybill (ППП exemption under чл. 3, ал. 1 от Наредба Н-18), and compiles the monthly НАП Приложение 38 XML.

Платформа на магазина:

💳 Killer Feature #1A: PSD2 BankMatch & Instant Missing-Invoice Chaser

DSK / UniCredit / UBB / Revolut PSD2

Automatically detects company card swipes without a matched tax invoice and sends a 30-second Telegram/Viber nudge to the business owner.

🛡️ Killer Feature #1B: Account 501 ('Phantom Cash') Tax-Audit Shield (Art. 123 ZDDFL)

Threshold €25,564.59 (50,000 BGN)

Book Cash Balance Account 501 (€)

Verified Physical Cash (€)

Unaccounted Director Advances 422 (€)

Click to evaluate Account 501 and 422 tax audit risk...

♻️ Killer Feature #2: SmartWaste Statutory Tax-Free Shrinkage Optimizer (Art. 80 ZDDS & Ord. 13a-10403)

Saves 20% VAT Clawback + 10% Corporate Tax

Commodity Category (Ord. 13a-10403)

Book Quantity (Storage)

Physical Counted Qty

Unit Cost (€)

Art. 80(2) ZDDS and Art. 28 ZKPO statutory split output...

🏛️ Official NRA (НАП), NSI (НСИ), SAF-T v1.0.3, Intrastat & ERP Bridge Exporters

Microinvest • Business Navigator • Ajur • DATEV

Bulgarian Fiscal Receipt QR Code (FM*Receipt*Date*Time*Amount):

📦 Свали Счетоводен Пакет (ZIP)

Select a statutory or ERP export format to preview...

🖨️ Print-Optimized Statutory Protocols & Thermal Slips (Печат на документи):

📄 Протокол за фири (чл. 28 ЗКПО) 💰 Протокол инвентаризация каса (чл. 123 ЗДДФЛ) ✉️ Писмо потвърждение МСА 505 🧾 Кухненски бон 80mm ESC/POS

🏦 Iris Open Banking PSD2: Live AISP Handshake & Account Sync

Direct API connection to top Bulgarian banks for automated statement ingestion & BankMatch

PSD2 / AISP Live

Изберете Българска Банка:

Фирмена IBAN Сметка:

Очаква стартиране на PSD2 синхронизация...

🚚 Econt & Speedy Live ППП Reconciler & Waybill Generator

Пощенски паричен превод (ППП) по чл. 3, ал. 1 от Наредба № Н-18 (Освободен от касов бон)

ППП Наредба Н-18

Лицензиран Куриер:

Име на получател:

Телефон:

Сума на поръчката (€):

Очаква генериране на ППП товарителница...

✉️ Killer Feature #3A: ISA 505 External Counterparty Balance Confirmation

IDES Audit Evidence

Counterparty EIK

Counterparty Name

Our Book Balance (401/411 €)

Reported by Counterparty (€)

Click to generate the ISA 505 token and reconciliation...

🕵️ Killer Feature #3B: Mandatory AML (ZMIP Art. 4 & 98) Client Risk Dossier

Mandatory for Auditors & Accountants

Client EIK

Client Name

Politically Exposed Person (PEP)

AML / ЗМИП risk assessment output...

📚 Phase 3: Standalone Trial Balance, Income Statement (OPR), Balance Sheet, ISA 530 Sampling & #3 Nis2Guard

Loading the standalone trial balance and the NIS2 audit log...

💎 3-Persona Subscription Plans (Business Owners • Accountants • Auditors) & Printable Statutory Protocols

SQLite Persisted + RBAC Enforced

🖨️ Printable Statutory Protocols & Regional EU e-Invoices

RO e-Factura • GR myDATA • PL KSeF

Select a statutory protocol or an EU e-invoice standard...

🔳 Динамичен QR Код за Маса (Векторен SVG)

/api/menu/qr-svg/T-04

💱 Dual-Currency (BGN & EUR) Live Converter & Statutory Peg

1 EUR = 1.95583 BGN (Fix)

Statutory dual price display requirement for Bulgarian Eurozone transition with rounded conversion.

Amount in EUR (€):

€12.50 (24.45 лв.)

💳 Split Payment Reconciler (Cash + Card + Voucher)

Multi-Tender Double-Entry

Reconciles split bills across Cash (Acc 501), Card (Acc 499.POS), and Meal Vouchers (Acc 499.VOUCHER).

Total Bill (€):

Cash (€):

Card (€):

Ready to reconcile a split payment...

⭐ Customer Table QR NPS Rating & Manager Alerts

Net Promoter Score

Direct diner feedback from Table QR. Ratings ≤ 3 instantly notify restaurant floor manager.

Table Code:

Rating (1-5 Stars):

Diner Comment:

🍲 Morning Prep Batch AI Optimizer (Zero-Waste)

Smart Prep Advisor

Predicts optimal kitchen morning preparation portions based on 5-day sales history and weekend demand surges.

Dish / Prep Item:

Weekend Surge (+35%):

Click to calculate the prep advice...

🧾 Daily Fiscal Register Z-Report Reconciliation

Cash Drawer Check

Verifies fiscal memory Z-report against FinFlow software ledger to detect cash drawer shortages or overages.

Fiscal Memory Z (€):

Software Ledger (€):

Ready for the Z-report check...

✉️ Supplier Price Creep Auto-Negotiation Email Drafter

1-Click Renegotiation

Drafts professional Bulgarian supplier emails citing monthly volume to dispute price creep hikes.

Supplier:

Ingredient:

Old Price (€):

New Price (€):

Click Draft to write the email...

🏢 Multi-Branch & Franchise Network Consolidation Hub

Centralized multi-location sales, COGS, food margins & inter-branch warehouse stock balancing

Обект / Филиал	Град	Поръчки	Приход (EUR)	Себестойност (COGS)	Брутен Марж %
Кликнете 'Consolidate Network' за консолидиране на филиалите...

📅 Bulgarian Statutory Tax Calendar (ЗДДС, Приложение № 38, ТРЗ Обр. 1 & 6, ЗКПО)

Official deadlines with National Revenue Agency (НАП / NRA) & NSI

Needs attention

Your next steps

Bulgarian SME Demo Dataset (Зареди Демо Данни)

Floor

📱 Smart QR Menu & Instant Table/Shop Ordering (Table T-04)

Margins, recipe costs and supplier prices

📊 Real-Time Financial & COGS Visualizations (SVG Dynamic Charts)

📈 Daily Product Net Profit, Margin & Remaining Portions

📦 Storage (Warehouse Stock) & SmartWaste Flash-Promo

📸 #2 MarginPlate: Scan Supplier Delivery Note / Invoice

Telegram Bot Live Receipt Ingestion & Proactive Alert Simulator

🛒 E-Commerce & Storefront Webhook Sandbox (Shopify / WooCommerce / CloudCart / eMAG)

💳 Killer Feature #1A: PSD2 BankMatch & Instant Missing-Invoice Chaser

🛡️ Killer Feature #1B: Account 501 ('Phantom Cash') Tax-Audit Shield (Art. 123 ZDDFL)

♻️ Killer Feature #2: SmartWaste Statutory Tax-Free Shrinkage Optimizer (Art. 80 ZDDS & Ord. 13a-10403)

🏛️ Official NRA (НАП), NSI (НСИ), SAF-T v1.0.3, Intrastat & ERP Bridge Exporters

🏦 Iris Open Banking PSD2: Live AISP Handshake & Account Sync

🚚 Econt & Speedy Live ППП Reconciler & Waybill Generator

✉️ Killer Feature #3A: ISA 505 External Counterparty Balance Confirmation

🕵️ Killer Feature #3B: Mandatory AML (ZMIP Art. 4 & 98) Client Risk Dossier

📚 Phase 3: Standalone Trial Balance, Income Statement (OPR), Balance Sheet, ISA 530 Sampling & #3 Nis2Guard

💎 3-Persona Subscription Plans (Business Owners • Accountants • Auditors) & Printable Statutory Protocols

🖨️ Printable Statutory Protocols & Regional EU e-Invoices

🔳 Динамичен QR Код за Маса (Векторен SVG)

💱 Dual-Currency (BGN & EUR) Live Converter & Statutory Peg

💳 Split Payment Reconciler (Cash + Card + Voucher)

⭐ Customer Table QR NPS Rating & Manager Alerts

🍲 Morning Prep Batch AI Optimizer (Zero-Waste)

🧾 Daily Fiscal Register Z-Report Reconciliation

✉️ Supplier Price Creep Auto-Negotiation Email Drafter

🏢 Multi-Branch & Franchise Network Consolidation Hub

📅 Bulgarian Statutory Tax Calendar (ЗДДС, Приложение № 38, ТРЗ Обр. 1 & 6, ЗКПО)